Insurance & Financial Services
About Us
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| Customized insurance policies and programs for healthcare related organizations. |
MedSolutions is a portfolio of products offered by ASI Healthcare especially for healthcare organizations. Within the MedSolutions line are products with a range of coverage options, from traditional insurance for eligible accounts, to self-insurance vehicles for complex accounts with unique needs. Possible solutions cover a broad spectrum of needs, from coverage to meet state legal operating requirements, to sophisticated self-insurance programs and rent-a-captive structures that allow the insureds to retain the underwriting profit. Below are a few samples of possible structures. For policy specifics, please contact your Haas Healthcare Solutions Representative. Frequently asked questions.
| Risk Transfer |
| Traditional Coverage |
| Flexible retention options |
| Limits of $1,000,000 per claim |
| Broader coverage form |
| HUD approved |
| Advantage Series |
| Lower Premiums, affordable alternative to traditional coverage |
| First dollar and low retention options |
| Professional liability limits from $100,000 to $500,000 per claim |
| General liability limits of $1,000,000 per claim are standard |
| Target Risk Characteristics for Risk Transfers |
| Small to mid-size owner/operators |
| Focus on geriatric long-term care |
| Demonstrated commitment to clinical risk management and loss prevention |
| Stable ownership and management |
| Good state survey results |
| Acceptable 5-year liability claim performance |
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| Self Insurance |
| Fully funded or Rent-a-Captive |
| Insured funds all losses up to policy limit |
| Simple underwriting requirements |
| Insured retains underwriting profit |
| Add additional exposures with relative ease |
| Single Parent Captive |
| For large, complex risks |
| Insured can create customized coverage terms and conditions |
| Insured retains control over policy and claims |
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